Insight · Private health insurance
Half as many people are paying in as are claiming.
That single ratio explains most of what is happening to private hospitals. It is also the kind of number we build for boards before they commit capital — with the workings attached.
Working-age policyholders per retiring-age policyholder
Australia · 2000 – 2030 projected
What we do
A defensible number, and the workings behind it.
We advise mid-market healthcare, aged care and disability organisations — typically $5 million to $150 million of revenue — on the decisions that are too consequential to take on judgement alone.
Much of our work is with technology-enabled service providers, where clinical models, funding systems, data and corporate finance all meet at once. That intersection is where value is usually created or quietly destroyed, and it is where thirteen years of sector-specific work earns its keep.
Our advice is quantitatively anchored wherever that is pragmatic. We build the model from drivers up, table every assumption with the basis for it, run the scenarios that matter, and stress-test the result until it either holds or does not. Margin compression falls out of the model as an output — it is never assumed into it.
Recent outcomes
Completed, not advised on.
In their words
What clients say afterwards.
Dan modelled the whole Australian locum industry for us. It was pivotal in giving our investors and stakeholders real insight into the market. Beyond that, we draw on his financial depth daily — growth, scale, budgets and everything around them.
Reach for us when
You have to make the right call.
- You are open to having a key investment decision challenged, because it has to be right.
- You feel slightly uneasy about a prospect and cannot yet say why.
- You want an independent, informed view on an acquisition before you commit.
- You are weighing fresh capital and need to know whether the terms are fair.
- You are not certain your organisation is on the right capital pathway.
- You need to commercialise a promising venture inside a regulated system.
- A suitor has approached you, friendly or otherwise, and you need it assessed.
- You are considering divesting an asset and want the case tested properly.
- You need new funding streams or revenue levers, quantified rather than brainstormed.
- You want to understand a healthcare market: its opportunities, pitfalls and economics.